Social & Community Capital offer alternative funding to community business, charities and social enterprises who don't qualify for mainstream loans.
A community business loan offers:
– Funding for companies who are investment ready
– Funding from £30,000 to £750,000
– Flexible terms and repayments holidays
– Access to sector experts
If you’re thinking of taking on loan finance alongside your crowdfunding campaign complete our brief Expression of Interest form below.
About your business
– You’re an established third sector organisation (charities, social enterprises, community interest companies or co-operatives) located and trading in the UK
– You have social aims, reinvesting profits to deliver a positive impact
– Your organisation is financially sustainable
– You’re investment ready in terms of management, governance and financial position
– You can demonstrate a sustainable business model and capacity to service the borrowing
– You’re not eligible for mainstream funding from banks
– You’re not insolvent or at risk of insolvency
Amount you can borrow
– You can apply for loans of between £30,000 and £750,000
Assessment and security
– S&CC consider funding for startups on a case by case basis
– S&CC agree the structure of loans, including rates, individually
– S&CC normally require security in an acceptable form from the borrower