Social & Community Capital

Alternative funding for community business, charities or social enterprises

Social & Community Capital offer alternative funding to community business, charities and social enterprises who don't qualify for mainstream loans. 

A community business loan offers:

 – Funding for companies who are investment ready 

 – Funding from £30,000 to £750,000

 – Flexible terms and repayments holidays

 – Access to sector experts

If you’re thinking of taking on loan finance alongside your crowdfunding campaign complete our brief Expression of Interest form below.

See eligibility criteria

Full name

Email address

Organisation name

Type of organisation

Position in organisation

Registration number (if applicable)

Address line 1

Address line 2




Contact number

Give a short description of your organisation (100 words)

Is your business already trading?

Please tell us what the investment is needed for (100 words)

Please provide a breakdown of how you will use the investment

When do you require this investment by?

How much total investment are you seeking?

How much of the total investment needed do you intend to raise through crowdfunding?

Eligibility criteria

About your business

You’re an established third sector organisation (charities, social enterprises, community interest companies or co-operatives) located and trading in the UK

– You have social aims, reinvesting profits to deliver a positive impact

– Your organisation is financially sustainable

– You’re investment ready in terms of management, governance and financial position

– You can demonstrate a sustainable business model and capacity to service the borrowing

– You’re not eligible for mainstream funding from banks

– You’re not insolvent or at risk of insolvency

Amount you can borrow

–  You can apply for loans of between £30,000 and £750,000

Assessment and security

– S&CC consider funding for startups on a case by case basis

– S&CC agree the structure of loans, including rates, individually

– S&CC normally require security in an acceptable form from the borrower