Help feed those struggling to pay their bills

Aim

Helping people with their food shopping during the cost of living crisis.

Help feed those struggling to pay their bills

This winter 2 million families will struggle to pay for basic items such as their food shopping.

We have a simple ask - can you help support vulnerable families by donating the cost of a £30 food shop?

This project is a collaboration with Fair for You, Crowdfunder and Iceland’s Food Club, aiming to help get money quickly to the most financially vulnerable in society to support them through the cost of living crisis.

This is initially a pilot project with the target to raise £3,000 to help 100 families in the South West, with a view to rolling this out on a larger scale if successful. Crowdfunder will not charge any fees on donations and will cover all other fees - third party transaction charges and Fair For You charges - so that all of your donation will go to helping the individual end recipients.

Each £30 donation will be credited as a gift to families using pre-loaded cards operated by Fair For You, with no need for them to pay back this donation.

Crowdfunder’s Cost of Living Emergency Fund will also donate up to £1,500 by match funding donations -  donate £15 and it will be matched to top up your donation to £30. Or donate £30 and you will unlock another £30 which will give help to two families.

For those on low incomes, finding the money for essential food items is often a route to high-interest debt, and loan sharks. In a unique first we are allowing donors to help fund essential food items through Fair for You and Iceland’s Food Club.

More about the project

Iceland’s Food Club scheme is a lending initiative that aims to provide financially vulnerable customers with interest-free micro loans towards their food shop.

The supermarket says people might need these loans to help them bridge gaps in their income during school holidays.

It is run in conjunction with Fair For You, a charity-owned ethical lender that aims to support households that have been “financially-excluded” with the purchase of key necessities.

These people may be unable to secure other loans because of a poor credit rating.

Iceland Food Club allows all consumers to receive loans of between £25 and £100 that can be used towards buying groceries at Iceland during the school holidays.

This money is held on a pre-loaded card operated by Fair For You. All funds raised through this project will be gifted to families with no requirement to repay.

Where does my donation go?

Each £30 donation will be credited as a gift to families using pre-loaded cards operated by Fair For You, with no need for them to pay back this donation.

About Fair For You

Fair For You helps the most financially vulnerable in society to buy essential items for their homes such as large and small appliances, furniture, soft furnishings, clothing and shoes, electronics and computing through innovative, tailored and flexible lending solutions. Fair For You is available nationally.

Fair For You is a Community Interest Company wholly owned by a charity, the recently renamed Fair Credit Charity.

Fair For You is a CDFI (Community Development Financial Institution)

Backed by  www.faircreditcharity.org.uk/our-funders

Find out more about Fair For You www.fairforyou.co.uk/about-us

This project successfully funded on 31st January 2023