After my wife lost her Job as a nurse when her practice was shut down, she has lost all confidence in herself and has a part time job working from home. The effect on her mental health is worrying to me, I am lucky to still be in full time employment but the debts are mounting. We made the decision to get a loan to help us out but that has to be repaid in full in July 2025 at a total of £88,000, meaning we will lose the family home.