I bought my house back in 2017, I got a Isle of Man Government grant/loan as well as my mortgage. Each year the interest on the grant goes up this year I need to source £800 by September. Unfortunately the actual amount of the loan is still at £16,000, as I haven't been able to pay any of it off.
Some of you know that since 2020 my mental health became worse and I also have a long term bladder condition as well as chronic fatigue syndrome.
After struggling working full time I went to my GP. My GP said that I shouldn't work from last June and since winter I have worked odd hours at a local chemist. I am looking to get back to work part-time.
However I currently have no savings and am going into my overdraft. I do receive Government benefits but it isn't enough, to fully cover costs.