Hi All
I never usually do anything like this, however some weeks ago I applied to the business bank for a start up loan of £25,000, I passed credit checks, sent them my business plan for my tanning salon and beauty salon my advisor went on holiday and all was well and going through.
Now I’ve found the most ideal premises for my business, just off a main road in between lovely estates with nothing else similar around the area.
So I get on to my advisor who says oh brilliant you’ve found premises let’s get everything put through to the underwriters to get you the funding.
That afternoon I received an email saying I had been declined on the basis of affordability and I could not appeal my application was therefore withdrawn, my world came crashing down.
Despite my efforts to go back to the advisor and prove on paper that I am able to afford the loan alongside my current job and my self employed income they just won’t have any of it.
So now I’m stuck in a position with a premises and no capital to invest in the salon. This has been in the midst of the election so I’m unsure if that has anything to do with it.
So if any kind souls could please help me to get this business of the ground I would be eternally grateful and forever in debt to you. I will of course one day pay this kindness forward.
I have worked since I was 16 years old and have never had time out of work, I just want to better mine and my families lives.
If you read all of this then thank you, I hope one day I can email the business bank and show them I made it without their help.
Thank you for reading