Off grid remote holiday cottage

by Emma Womersley in Cowshill, England, United Kingdom

Off grid remote holiday cottage
Not quite
Unfortunately this project was not successful.

We renovated this 18th centuary cottage - it's now totally off-grid.... and because of this... totally unmortgageable!

by Emma Womersley in Cowshill, England, United Kingdom

We fell in love with this cute little cottage sitting in 5 acres of moorland in the Weardale area of outstanding natural beauty 4 years ago.

Over the 4 years we have totally transformed the place, while keeping its cute and charming feel.

We had a dream of creating a perfect retreat for anyone wanting to escape from the modern world. With the dark skies, and beautiful countryside surrounding, this place is the perfect place to go to get away from it all!

We wanted to be totally self sufficient, eventually we dream of adding a polytunnel for visitor's food and growing willow for the firewood.

We also decided that being self sufficient and sustainable didn't mean people should have to live in basic conditions. It is beautiful - you can relax in a hot bath looking over the moors in front of a roaring fire. (Pic before skirting and stairs complete!)

And the views are fantastic! 

Now, after spending £200,000 on renovations, we are struggling to find a lender who will provide a mortgage.

We have projections of potential rental income of £15,400 gross a year, and we have buildings regs sign-off. Plus it has been valued at £250k.

The two hurdles we face are 1) it has restricted use - holiday let only. and 2) it is not connected to mains electricity.

We chose to have an off-grid electricity system install to take advantage of the free wind and keep the house sustainable, and not damaging to the environment... but unfortunatly that isn't what the banks want!

We are now at the point where 4 years worth of hard work are coming to an end, but we won't even be able to enjoy it because we will probably have to sell it if we can't raise a mortgage of £130,000.

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