Help me breathe again, drowning in debt

by Learning to breathe again in Hereford, England, United Kingdom

Help me breathe again, drowning in debt
Not quite
Unfortunately this project was not successful.

To repay debt To feel safe To continue to work To be able to breathe again...

by Learning to breathe again in Hereford, England, United Kingdom

We’ve all read a sob story, a begging post but never did i entertain the idea that one day it would be me writing one. 

So Here goes, please stick with me. In May I lost my home, this was MY choice finally I was strong enough to leave. Friends and family who I had long thought had abandoned me rallied round & supported me something I will always be grateful for. 

I left a relationship. A controlling, abusive relationship. I didn’t just leave with my suitcase, nope I left with a whole load of debt. 

I’m 34 years old & have worked all my life in a professional role earning relatively good money for a local charity helping disabled people. Cliche but i truly love my job, It saved me more than once. 

My problem, and the reason for this ‘beg’ is that I now have a tonne of debt to repay. The debt is in my name even though I didn’t get to enjoy accumulating/spending it, that’s all thanks to my ex whom I’m sure had a great time. 

I’ve heard it all “how could you of been so stupid?” “Why?” and honestly I don’t know how to answer? Yes I was stupid, did I have a choice - no. 

I’m finally building my confidence, with support and finding myself again. The one thing that keeps me awake at night now is yes  you guessed it the debt.... I don’t even know where to start. In total the debts come to £10k I’ll never make a dent in this I’m so behind now in payments etc I imagine it’ll be court next. I am liasing with step change debt charity who I have to say to anyone reading this in a similar situation have been amazing, but it will take me years to pay off. I have considered bankruptcy as an option but that would mean I could no longer hold the role I do at work, work believe it or not is what gets me up in the morning. 

And there you have it, my plea for help. I want to repay these debts as soon as possible, forget why I even have them, move forward and start to live again. 

I’m happy to share details of debts - proof of repayments made etc from any donations received, I’d be willing to do just about anything now to be able to close the door on this part of my life. 

If you are in a position to make a donation to support me I would be truly grateful 

Yours 

TJ 

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