Give a young widow with 3 kids a home of their own

by Tera in Penparc, Wales, United Kingdom

Give a young widow with 3 kids a home of their own
Not quite
Unfortunately this project was not successful.

Pay off the equity release on grandmother's house to give us a home before it gets put on the market.

by Tera in Penparc, Wales, United Kingdom

Ok here goes....


Thank you for visiting my page. I had hoped that when I turned 37 I would be in a better position to support my little family than I am today, but things rarely turn out the way we plan do they. These last couple of years have been hard! I lost my husband to suicide and my business to the pandemic, and then any hope I had of getting myself and my family off the unpredictable rental market and into a solid stable home.

A little background...

Many years ago I lost contact with my father and grandparents after my parents split and we disappeared from their reach. I had often wondered about them, but had no idea how to find them. Unfortunately my mother passed away from cancer when I was in my teens and I ended up in an abusive relationship with an older man. After I found the courage to escape that horrible situation, I finally managed to track down my father and grandmother. It was wonderful to finally find them!!

Once I was reconnected, they told me they didn't know where I was or if I was even still alive so the family house had been remortgaged on an equity release plan as they didn't think there was anyone to leave it to. They deeply regretted this decision the moment we found each other but I assured them it's no problems as I'm certain I can get a mortgage for the outstanding amount when the time comes. 


A link in the happiness....

Sadly after only a few short years to get to know him, my father also passed away from cancer. This left me to care for my grandmother, which I was happy to do. As sad as I was to have lost my father after just finding him, I still had a loving husband, 3 children and had just started a promising tourism based business. 


Another knock down.....

A short while later my husband became ill with depression, and subsequently ended his life. This then left me to care for my 3 girls (the youngest of which is autistic so needs extra help), my grandmother and run a business. Still I was able to pick myself up and keep going. People deal with worse than this everyday and I'm grateful for what I have - I'll just keep working, saving and soon I'll be able to get off the unpredictable rental market and into a stable family home.

Nothing ever goes to plan....

Just over a year after losing my husband, the pandemic hits! The tourism industry is slammed hard and as my business hasn't been trading long enough I am not eligible for help and it collapses. All that I have built, and saved up, is now gone - Along with any hopes I had of buying the house my grandmother and father owned! I am now on benefits for survival, the landlord of my rental house may have to sell and I will have zero chance of providing a stable home for my children.


Last hope....


So, here I am - throwing myself at the mercy and generosity of strangers! I have never done anything like this before, I have never asked for any form of help from anyone before. I have always been the person to help others, never to need that help myself. No matter how many times I've been knocked down I have prided myself on the fact that I can always get back up again. But this time, I can't see how without help. Even if I were able to secure a job tomorrow (which is nearly impossible with 3 kids homeschooling while I'm alone), I'd still never be able to earn enough alone to save for a mortgage as every penny I earned would go on rent.

All I want is the opportunity to pay off the equity release company from my grandmother's house and finally have a chance to offer my girls some much needed stability, away from benefits and renting etc. I know it seems an enormous ask, and the thought of doing this turns my stomach inside out as I hate the idea of asking for money. But I have heard of the generosity of strangers changing people's lives, and perhaps I need to lower my pride just this once to see if this kind of miracle could happen for me.


Thank you for taking the time to read this xxxx

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