We empower people so that they never need charity again.
Help 1,000 people break the poverty cycle this month and fund opportunity, not poverty.
Imagine being one of the millions of families in Africa who are facing the daily struggle of poverty - being unable to afford regular meals, basic healthcare and education for their children.
It does not need to be like this. We have a solution. That solution is microloans and business training.
This month, you can have an immediate impact. Help change 1,000 lives this March by donating to our #OneThousandLives campaign. The money raised in this crowdfunding campaign will enable Deki to help 1,000 people break the poverty cycle this month.
Give a Hand Up, Not a Hand Out
Deki is a microloan charity that changes lives. We change the lives of hardworking people like Rose, who was motivated by the same things as we are: she wanted to make something of her life, feed her family and send her children to school giving them the best future possible.
With a Deki loan of £140 and training in the skills needed to run her business, single mother Rose was able to open a small shop and work her way out of poverty with dignity. With her hard work and Deki's business training, she now puts food on the table every day for her family, educates her five children and three adopted orphans as well as supporting her elderly mother. Most importantly, Rose has now broken the cycle of poverty for the next generation and created opportunities for her community.
This is perfect timing for Rose and many other people in the developing world because right now, over 1 billion children are trapped in the poverty cycle. It doesn't have to be like this.
What makes Deki unique
Deki is committed to ensuring that 100% of lenders' money always goes directly to their chosen entrepreneur. Our small team in Bristol, who maximise the impact of Deki loans and business training, is funded directly by private donations from trusts, businesses and individuals like you.
Deki's maximum loan amount is £450, whilst many other microfinance charities can lend up to £100,000. By keeping our maximum loan amount this low, we are able to focus our support on entrepreneurs who don't have access to bank loans and are truly excluded from receiving financial support.
We partner with small local organisations in Africa who share our passion for change in their community and wish to develop ethical financial services and training for their local region. We help our partner organisations grow ethically and sustainably.
We lend to and receive repayments from our entrepreneurs in their local currency, reducing the risk of currency fluctuations to their businesses.
Vashti Seth set up Deki in 2008, after she was inspired by a Tibetan refugee called Deki Dolkha. Aged four, Deki Dolkha was put on the back of a donkey cart by her parents and sent to India in the hope that she would have a better chance at life. Deki ended up in an orphanage in Dharamsala where Vashti's father then met her and sponsored her through school.
Vashti often heard her father talk of Deki and after his sudden death in 2005, Vashti decided to visit Deki in India. They stayed in touch via email, however, once Deki had finished school, poverty and lack of opportunities forced her to return to her estranged family in remote, rural Tibet. There she had little chance to put her education to good use.
This experience, along with £2,000 and note "to do something good" left by her father, motivated Vashti to want to help people in developing countries work their way out of poverty. Deki was the first charity in the UK to raise loan capital through lenders and donors and provide microloans and training for people in developing countries who don't want to rely on handouts.
Vashti, who is a mother of two, was awarded an honorary MBA by UWE for her commitment to entrepreneurship and was shortlisted for "Woman of the Year" by Red Magazine in 2010. In 2015, Vashti was awarded the South West Institute of Directors' Third Sector Director of the Year award. And in 2016, Vashti was the only nominee to be shortlisted for two awards in the Bristol Post and Bath Chronicle Women in Business Awards - Woman of the Year and Young Entrepreneur of the Year.
Deki believes in a world of opportunity, not poverty.
We have already changed the lives of more than 27,000 people in Ghana, South Africa, Malawi, South Sudan and Uganda by providing nearly £700,000 in loans from 3,600 lenders. By 2020, we aim to lend £2 million per year, changing the lives of over 100,000 people annually.
Help us to invest in people so that they never need charity again. If you believe in empowering people to change their own lives - giving a hand up, not a handout - help us to achieve Deki's campaign to change 1,000 lives in March by donating today.
Empowerment: We empower everyone involved with Deki. We empower our entrepreneurs to work their way out of poverty and our supporters and our team to change lives.
Accountability: We take personal responsibility for using our resources efficiently to achieve measurable results. We are accountable to both our supporters and to the people we support.
Positivity: We believe that we can achieve a better future. We set ourselves high goals and are committed to improving everything we do.
Innovation: We will continue to take advantage of the link between technology and the global economy to ensure our impact is as effective and far-reaching as possible.
Transparency: We want to set ourselves apart from other charities, we want our lenders to always know exactly where 100% of their money goes.