I am absolutely desperate to keep my home. I have always worked - am a teacher and have always worked during the holidays too. I am really embarrassed to have turned to asking, but feel there is no other option. I had a few years of lots of disasters, bereavements, etc., happening and I just got snowed under. I tried to get reputable loans, but as a single applicant, never seemed to qualify. I was silly enough to turn to high interest loans, which too snow balled.
I consolidated the loans and was making payments. But the loan company - without my knowledge - obtained a charge on my home and a possession order (they purposefully sent all court papers to the wrong address!) I have obviously applied to the courts, but it feels like I am banging my head against a gigantic brick wall. The company is put alot of pressure on. I am a single mum to two children with special needs and am desperate to have a home for them. I have definitely learnt my lesson and am hoping that someone might be able to help.