CAP Debt Centre, Lewisham

To provide free professional debt counselling services for Lewisham residents through home visits and help lift them out of debt and poverty

We did it!

On 8th Jun 2017 we successfully raised £3,000 of £3,000 target with 17 supporters in 72 days

New stretch target

WE ARE OVERFUNDING, CHECK OUT WHAT WE CAN DO IF WE REACH OUR £5,000 TARGET!!!

WE CAN:

1.  Help fund transport costs for visits to clients, and in some cases to court, thereby helping more people with debt issues in the Lewisham Borough

2. Help  fund the costs of rumming the centre which include up to date training for debt  centre coach / manager and volunteers. Where necessary emergency provision of essential items like food, toileries etc for clients that use the service. Undertaking an effective promotion and publicity campaign that will bring awareness of the project so that those who need the service  can have access to it, and begin the journey out of debt.

HELP US TO HELP LIVES, AND REDUCE POVERTY IN THE LEWISHAM BOROUGH!!!

 

 

Every 20 minutes and 15 seconds, a property is repossessed. Today, there are people in Lewisham Borough whose lives are being devastated as a result of debt. They may be struggling to feed their families, suicidal, depressed and alone. People in our communities who are skipping meals so their kids can eat and are on the verge of being evicted.  CAP’s service is changing thousands of lives like this every year.

Christians Against Poverty (CAP) is an award winning charity, that started helping people out of debt in 1996, and has helped thousands in debt situations through 293  Debt Centres all around the country that exist in partnership with local Christian churches. Through the work of CAP Debt Centres many around the country have been delivered from the tyranny of debt.

How does this work? Individuals or families seeking the assistance of CAP give authority to the charity to negotiate with creditors. CAP then organises their finances with the objective of making them debt free within 5 years.  This happens following a home visit from a trained caseworker/debt coach who will create a sustainable personal budget for clients, prioritising basic living needs and offering creditors fair, affordable pro-rata payments as far as this is possible. Support is then provided till the client becomes debt free. This service is offered at no cost to the individual. Last year alone 8,115 people  with debt issues were visited by a CAP debt coach. 

Our aim is to open a new CAP Debt Centre based in Rehoboth Building Grove Park to serve the residents of  the whole of Lewisham Borough community, in summer 2017.  This service will be provided free of charge to residents in the borough of Lewisham regardless of race, nationality, religion, age, gender, marital status, sexual orientation, or disability.

Opening a new CAP Debt Centre incurs a significant cost including a minimum monthly donation of £600 per month towards the cost of the CAP centre, as well as the cost of hiring a CAP Debt Centre Coach / Manager and equipment purchase - £8,000 to £10,000 per annum.  We seek your support in helping provide this vital service for the people of Lewisham.


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